Since 1896, KCB Bank group has grown to become the region's largest banking institution with an asset base of KES 607 billion (+USD 5.9B), a market capitalization of KES 142 billion (+USD 1.3B) and broad regional distribution in 6 Eastern Africa countries (over 269 branches, 11489 agents and 962 ATMs).

Our commitment to sound corporate governance goes back to our very early days. This commitment is reflected and explained in the KCB Annual Report and also informs our day-to-day business behavior.

Our corporate governance report covers the following areas:

  1. Corporate Governance Statement
  2. Directors Shareholding
  3. Community Social Development Report

    Board of Directors

  • John Ulanga John Ulanga ×


    Mr. John Ulanga joined the Board of Directors of KCB Bank Tanzania Limited as an Independent Non- Executive Director in 2016 and was appointed as the Chairman of the Board with effect from July 6th, 2019.

    Mr. Ulanga is the Country Director of TradeMark East Africa in Tanzania.  Before joining TradeMark East Africa, he was the Vice President, External Affairs and Sustainability for BG East Africa. Before joining BG East Africa, Mr. Ulanga was the Executive Director of the Foundation for Civil Society, and before that he worked with the Economic and Social Research Foundation (ESRF). Previously, Mr. Ulanga worked with the Ministry of Finance and Planning as part of the team that introduced Integrated Financial Management System in the Government. 

    Mr. Ulanga is the Chairman of the University Council of the Hubert Kairuki Memorial University, Dar es Salaam; Chairman of the Board of Serengeti Breweries Limited, Member of the Board of East African Breweries Limited, and Member of the Board of Mwananchi Communications Limited.  Mr. Ulanga is the School Board Chairman for Azania Secondary School and a Member of the Africa Policy Advisory Board for ONE Campaign.   He is also a Fellow of the Africa Leadership Initiative in East Africa and the Aspen Global Leadership Network of the Aspen Institute, Colorado, USA and a Senior Fellow of the Centre on Philanthropy and Civil Society Studies at the Graduate Centre of the City University of New York.  Mr. Ulanga is a Fellow of the Synergos Institute in New York, an alumnus of both the International Visitors Leadership Programme of the US Department of State and the British Council InterAction Leadership Programme. 

    Mr. Ulanga holds a B.Com (Accounting) from the University of Dar es Salaam, an Executive Master in Development Policies and Practices from the Graduate Institute of International and Development Studies in Geneva, and he is a Certified Public Accountant (CPA Tanzania). Mr. Ulanga is also a Certified Emotional Intelligence Practitioner and a Certified Compliance Professional. 

  • Ms. Fatuma Chillou Ms. Fatuma Chillou ×


    Ms. Fatuma Chillo is currently an independent consultant and Trainer in Internal Audit Systems and Processes, Finance and Tax management. She is a Certified Public Accountant ACPA(T), she holds a Master degree of Science in Finance from University of Strathclyde-UK; Master of Science in Human Resources Management-Mzumbe University, Tanzania; Postgraduate Diploma in Tax Management (PGTM)-Institute of Finance Management (IFM) and Advanced Diploma in Accountancy (ADA)-Tanzania Institute of Accountancy (TIA).

    Ms. Fatuma has more than 15 years working experience in the internal audit profession, she worked with National Housing Corporation as a Director of Internal Audit, Tanzania Education Authority as a Chief Internal Auditor, Tanzania Revenue Authority as Senior Internal Auditor and Quality manager implementing Quality Management Systems. Ms. Fatuma is also a trainer in Tax Accounting, Tax Investigations techniques, Internal Audit and Finance.

    Ms. Fatuma joined KCB in November 2015 as a Board member, currently she is a chair of the Audit Committee of the bank. She is also a Board Member with TTCL Trust entity and a Co-opted member in the Contractors Registration Board audit committee.



    Dr Alex Thomas Nguluma is an advocate and managing partner at REX Advocates. He specializes in tax and corporate consultancy, tax and commercial litigation, commercial arbitration, liquidations and receiverships.

    He has acted for clients in a variety of transactions, including the mining, telecommunications (interconnection), banking, manufacturing and insurance industries.

    Alex is also an expert on legislative and regulatory review matters, having advised companies in respect of gas-to-electricity projects, cement manufacturing, tobacco, telecommunications, insurance, tax and agriculture.

    In addition, Alex has participated in many high-level negotiations for foreign investors, local businessmen, government and public corporations.

  • John Nyerere                     John Nyerere ×


    John Nyerere is a HHH (Fulbright) fellow and holds an MBA, Bachelor of Arts (Hons) Economics, MBA General Management and Bachelor of Arts Economics and Sociology. He lectures on business management at the United States International University. He has experience in corporate planning, operations management and transformation leadership and his key technical competencies include strategy development and economics.

  •  Ms. Georgina Malombe Ms. Georgina Malombe ×


    Georgina Malombe is an audit professional. She holds a Bachelors degree in Agribusiness Management from Egerton University and a Master of Business Administration, Finance Option from the University of Nairobi. She is a Certified Public Accountant (CPA (K)) and professional trainer. She also holds a Certificate in Arbitration. Her key technical competencies include Audit Quality Assurance, Auditing, Accounting, Finance and Financial Reporting. Previously, she worked for The Registration of Accountants Board as the Executive Officer, The Institute of Certified Public Accountants of Kenya (ICPAK) as Manager, Public Policy and Governance as well as the Head of Compliance and Regulatory Affairs. Malombe is currently the Managing Partner of audit firm, Gemal and Company.

    OTHER DIRECTORSHIPS: Georgina currently serves in the Board of the Association of Women Accountants of Kenya (AWAK) as the Vice Chairperson. She is also a member of Professional Trainers Association of Kenya (PTAK).

    She is also a member of Professional Trainers Association of Kenya (PTAK).

  • Samuel Makome                Samuel Makome ×


    Samuel joined KCB Bank in 2013 and has over 20 years progressive experience in in banking, 13 of which have been at Executive Management level specializing in Strategic Leadership, Operations and Business Development. He previously worked in Citibank, Standard Chartered Bank and Equity Bank, at both regional and international levels in various parts of Africa, Asia, and the United Kingdom, which enabled him gain extensive experience and vast knowledge of the International, Regional and local banking environment.  He holds a Masters Degree in Organizational Leadership from the International Leadership University, Nairobi, a Bachelor of Science (BSc) degree in Engineering from the University of Nairobi, and is an Associate of the Chartered Institute of Bankers (ACIB) London.

  • Santina Benson Santina Benson ×


    Santina M. Benson is the Executive Director of the CEO Roundtable of Tanzania (CEOrt), which brings together 150 CEOs of leading companies in Tanzania and provides a platform for regular engagement with government and key stakeholders for the country’s sustainable economic development. During her time with the CEO Roundtable, Ms. Benson has led key initiatives including driving the organisation’s Business and Sustainability agenda and spearheading the Ethical Leadership agenda as part of Tanzania’s National Anti- Corruption campaign in collaboration with the Government of Tanzania. She was also responsible for launching the ground-breaking CEO Apprenticeship Programme (CAP), a leadership initiative aimed at developing Tanzania’s future leaders.

    Prior to her role with the CEO Roundtable of Tanzania, she held senior positions at various multi-national corporations within the Telecoms, ICT and Financial sectors. Her experience includes Programme Management, Strategic Planning, Team Building and Business Development.

    In addition to her role as Executive Director of the CEOrt, Ms. Benson serves as a Non-Executive Director of KCB Bank Tanzania Limited and sits on the Advisory Board of Strathmore Business School Tanzania Leadership Academy, providing strategic guidance on the transformation of leaders within the region.

    Ms. Benson currently serves as an Advisory Board Member for One Acre Fund Tanzania and previously served as a Steering Committee member of the United Nations Global Compact (UNGC) Tanzania Chapter.

    Santina Benson graduated with a Master’s Degree in Management from Caldwell University, New Jersey.

  • Cosmas Kimario Cosmas Kimario ×

    Managing Director

    Cosmas Kimario is a Banker by profession. He holds a Masters of Business Administration (MBA) in Finance and a Masters of International Management (MIM) from Thunderbird – The American Graduate School of International Management USA as well as Bachelor of Commerce and Management (B’Com) Degree from the University of Dar es Salaam where he was the best student from the class of 1994. Mr. Kimario is a Lifetime Member of Beta Gama Sigma – the Honor Society for Best World Business Students, a Lifetime Member of Phi Sigma Iota – the International Foreign Language Honor Society and also a Lifetime Member Pi Sigma Alfa –the International Studies Honor Society.

    Mr. Kimario is also trained in the areas of Foreign Exchange, Derivatives and Credit Management.

    Mr. Kimario is an experienced expert in the Banking industry with over 25 years of service in the sector holding different top positions. He has worked in different capacities in different countries including: The USA, The UK, Nigeria, Senegal and Kenya. He has specialized in Structured Products, Project Financing, Corporate Financing, Treasury, Money Market and Foreign Exchange Products and Derivatives Products and Public Housing. Mr. Kimario is one of the pioneers who introduced Foreign Exchange Options and Derivatives in many markets in Africa including Tanzania, Nigeria, Uganda and Zambia.

  • Ms. Antonia Kilama      Ms. Antonia Kilama ×

    Company Secretary

    Diversely skilled with practical experience in legal and governance issues pertaining to banking and financial institutions, Antonia joined KCB Bank Tanzania in December 2017 as a Head of Legal and Company Secretary. 

    Antonia is the holder of bachelor’s degree of Laws from Ruaha University College (A constituent college of St. Augustine University of Tanzania).  Professionally, Antonia is an Advocate, Notary Public and Commissioner for Oaths in Tanzania Mainland. She is also an active member of the Tanganyika Law Society and the East African Law Society.

    Previously, Antonia had a privilege to work with National Bank of Commerce Limited (NBC) and Rex Attorneys a reputable Law firm based in Dar es Salaam.

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