Pre-Sale Mortgage finance

Pre-Sale Mortgage finance is the purchase of a house which is under construction.

Benefits

  1. To buy a house/apartment which is still under construction, KCB will finance you and the seller will provide the guarantee to the bank on your behalf.
  2. Grace period on principle amount repayment up to 1 year during construction.
  3. The seller issues guarantee to the bank vs client until the construction completion

Standard Requirements

  1. Copy of title deed.
  2. 6 Months bank statement.
  3. Most recent salary slip for employed individuals.
  4. Property valuation report from KCB bank approved valuers.


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